Individual continuation of group insurance or pension demand

When an employee enjoyed group insurance with an employer, then leaves that employment and subsequently takes up employment with a new employer, and with this new employer is either not enrolled in a supplementary pension plan or is enrolled in a very low pension plan, this employee can, under certain conditions, continue saving for a supplementary pension themselves. This is possible via the free supplementary pension for employees.

Before the VAPW (the free supplementary pension for employees) scheme was created, the scheme of 'individual pension demand' existed. If an employee had a pension plan with an employer, then left that employment, and subsequently took up employment with an employer without a pension plan, this employee could "demand", at their own expense, to be enrolled in a supplementary pension plan set up by the employer, up to a limited amount. Hence the name "Pension demand". This scheme is the "white elephant" of the pension landscape and met with only very limited success.

Persons who have entered into such an agreement may continue this into the future, and will find the ceilings alongside.

Amounts in EUR