Products

21 solutions. One that fits you.

Pension, income during illness or an accident, protection for your family, and benefits for your employees. We compare 20 insurers and work out, case by case, what serves you best on tax and insurance grounds.

Pension

6 solutions

IPTIndividual pension commitment: your company builds your pension.
VAPZ (social)The most tax-advantageous pension vehicle for the self-employed.
POZPension agreement for the self-employed without a company.
VAPZ for medical professionsBuilding your pension with a RIZIV (the national health and disability insurance institute) allowance.
Pension savingsTax-advantaged saving for your pension in the third pillar.
Long-term savingsTax saving in the third pillar.

Protection

5 solutions

Life coverProtect your family, company, or business partners.
Disability coverYour income continues if you can no longer work.
Turnover coverYour company keeps running if you're no longer there.
Mortgage life coverYour loan will not be passed on to your next of kin.
Personal accident cover 24h/24Cover for accidents in both private and professional life.

Staff

5 solutions

Group insuranceEmployee benefits that attract and keep your talent.
Hospitalisation (collective)Medical expenses insurance for your staff.
Outpatient costsReimbursement of medical costs outside hospital.
Bonus plansVariable pay transformed into tax-favourable deferred pay.
Expat insuranceInsurance for people who live or work abroad.

Saving & investing

4 solutions

Reinvesting pension capitalWhat do you do with your capital after payout?
Non-tax savingSaving and investing freely, without the tax constraints.
Saving for childrenStart saving early for your children or grandchildren.
Real estate financingAcquiring property through the second pillar.

Extra

1 solution

Tax legal assistanceFiscAssist: assistance during a tax audit.