Life Experts
The Life Experts team

Your pension and protection, arranged by specialists.

We work exclusively on pension, income and death cover, for self-employed people, liberal professions and companies.

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100+
years of combined experience
25+ years per adviser
20
insurance companies
independent, tied to none
FSMA
recognised insurance broker
FSMA number 0627.926.530

Who do we work for?

Each profile has its own tax rules. That is why we always start from your situation.

01

Self-employed or liberal profession

You build up your own pension, and your income falls away if you become unable to work. We align VAPZ, IPT or POZ correctly with solid disability cover.

02

SME

You keep your best people with more than salary. A group insurance, hospitalisation plan or bonus plan that is fiscally sound and that your employees understand.

03

Large company

Reviewing existing plans, comparing costs and returns, and guiding your collective cover, with clear communication to your HR team.

04

Insurance broker

Do you mainly handle non-life insurance and are you looking for a specialist in personal insurance? We work behind the scenes, and you remain your client's broker.

What we arrange

21 solutions, three simple questions: how much you will have left later, what happens if you are unable to work, and what remains for your family?

Pension

IPTVAPZ (social)POZVAPZ for medical professionsPension savingsLong-term savings
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Protection

Life coverDisability coverTurnover coverMortgage life coverPersonal accident cover 24h/24
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Staff

Group insuranceHospitalisation (collective)Outpatient costsBonus plansExpat insurance

Saving & investing

Reinvesting pension capitalNon-tax savingSaving for childrenReal estate financing

Extra

Tax legal assistance
View all 21 solutions

Why people choose Life Experts

Specialist, not a generalist

We handle personal insurance exclusively. No car insurance, no fire insurance. That is why we know the tax details that make the difference.

Independent advice

We are not tied to any single insurer. You get quotes from several insurers side by side, with the differences clearly laid out.

No office, so close to you

No waiting room, no opening hours. Your adviser comes to you, wherever you are in Flanders.

You get a name, not a call center

Four advisers, each with their own region. Your adviser stays the same, year after year.

View the whole team
Arne Mortier, founding partner at Life Experts

Arne Mortier

Founding partner

Limburg, Flemish Brabant and Brussels

0495 27 34 26

We broker independently for 20+ insurers

  • AG Insurance
  • AIG Europe
  • Allianz Benelux
  • Athora Belgium
  • AXA Belgium
  • Baloise Belgium
  • Cardif Assurance Vie
  • DAS Rechtsbijstand
  • Dela Natura- en Levensverzekeringen
  • DKV Belgium
  • and more →

Ready to have your file thoroughly reviewed?

Request a quote or report a claim. We get back to you within one business day.

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Life Experts has no walk-in offices. Everything happens by appointment, at your home or at your business.